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Accept Payments. Simply and Automatically.

MultiFlow is a payment platform for business. Connect acquiring via API or create payment links manually. Everything else the system handles on its own.

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What is MultiFlow

One tool for accepting, processing and paying out

Two intake formats — via API or payment link — in a single infrastructure. Conversion, transit wallets, AML checks, KYC when needed, and balance crediting all happen automatically.

All transactions

Pending review

  • Transaction flow

    Active

  • KYC status

    Verified

  • Paid

    Completed

  • Conversion → Fiat

    Processing

  • Payment in Fiat

    Completed

All transactions

Pending review

  • Transaction flow

    Active

  • KYC status

    Verified

  • Paid

    Completed

  • Conversion → Fiat

    Processing

  • Payment in Fiat

    Completed

Fiat and digital infrastructure

Accept, convert and pay out — in one flow

Process fiat and digital currency payments end-to-end in one system: KYC → acceptance → AML check → conversion → payout. Every stage is linked with transparent statuses and full control.

Unified API

KYC checks

Transit wallets

AML monitoring

KYC & Compliance

KYC as a step inside the payment

If your business requires client verification, KYC connects as an optional step directly inside the payment flow. AML scoring runs automatically. The customer completes verification during checkout — no separate forms, redirects, or third-party services.

KYC Check

Verification Statuses

Payment Operations Management

View transaction statuses, manage KYC checks and control acceptance and payouts in one interface.

Transactions

Clients

Statuses

Payment Operations Management

View transaction statuses, manage KYC checks and control acceptance and payouts in one interface.

Transactions

Clients

Search transaction

Paid

In progress

Expired

Приём

Конвертация

Выплата

Search transaction

Paid

In progress

Expired

Приём

Конвертация

Выплата

Integrations & API

Unified API for all payment operations

We give partners a unified API for accepting, converting, and paying out — in fiat and digital currencies. The platform integrates easily into existing systems and scales as new currencies, methods, and directions are added.

Unified API

Scalability

How a payment works in MultiFlow

From payment acceptance to final settlement

Every stage — from operation creation to payout — is unified in one managed flow.

Payments

Create payments manually or via API

Choose your format: a payment link created manually in the interface, or automated intake via API. Accept fiat and digital currencies. Add KYC as a step inside the payment when needed. All operations are recorded and processed through the full cycle within the system.

Tracking operation status...

Transaction Status

KYC Check

Processing Stage

Conversion

Payout

Processing Logic

Payment is processed automatically

Once the operation is created, the system takes over: verifies incoming funds, runs AML scoring, performs KYC if required, routes through a transit wallet, converts funds, and sends the payout. No manual involvement at any stage.

  • Operation created
    → Status: created

    Upon receipt of funds
    → conversion RUB → Fiat
    → payout to recipient
    → status: success
    KYC = Done
  • Operation created
    → Status: created

    Upon receipt of funds
    → conversion RUB → Fiat
    → payout to recipient
    → status: success
    KYC = Done

Integrations & API

Connect without the hassle

MultiFlow fits into your existing business without changing your logic. Connect the API — and the system is ready to accept, process, and pay out funds within a single payment flow supporting fiat and digital currencies.

MultiFlow

Your business

Platform Reliability

Full control over every transaction

All transactions are recorded in real time — with logs, statuses, and processing history. Every stage is visible and auditable: from payment creation to final crediting. AML reports and transit wallet history are stored for compliance.

Operation logs

All events recorded

Status control

Processing history

Data export

Reports and downloads

Who MultiFlow is for

Who MultiFlow is right for

For businesses that need flexibility in accepting payments — in fiat and digital currencies. Work with the currencies and directions you need, with no restrictions on country or payment method.

Payment Services & PSPs

Infrastructure for accepting, processing, and paying out fiat and digital currencies without manual operations or fragmented systems. Built-in AML reduces your compliance burden.

Exchange Platforms

Automated fiat ↔ digital currency operations with transparent rates, markups, and transaction statuses. Transit wallets keep flows clean and AML-compliant.

Fintech Projects

A unified payment layer for scalable products with KYC, AML monitoring, logging, and API access.

Offline Business & Retail

Accept fiat at physical locations with unified settlement management and liquidity control. Convert to digital currency when needed.

B2B Services

Manage client payments, payouts, and financial flows in one interface. AML checks on counterparties are built into the process.

International Operations

Multi-currency architecture for operating in fiat and digital currencies across jurisdictions. Transit wallets and AML cover requirements in every market.

Why businesses choose MultiFlow

Why businesses choose MultiFlow

An infrastructure approach to accepting, processing, and paying out — in fiat and digital currencies.

Operational transparency

Every transaction, status, rate, markup, and AML result is available in one interface and stored for audit and control.

Infrastructure, not a service

MultiFlow is a payment layer that embeds into your business and supports fiat, digital currencies, and transit wallets — not a limited payment method.

Ready for real volumes

The platform is built for high-load operations. Transit wallets handle large-volume routing automatically.

AML & compliance

AML monitoring is built into every transaction — on intake and on payout. KYC checks, action logging, and operation history form a complete audit trail.

FAQs

Frequently Asked Questions

Everything you need to know about connecting, using and getting the most out of the MultiFlow payment platform.

How do I get started with MultiFlow?

What does MultiFlow give a business?

Do I need technical skills?

What is KYC and do I need it?

What currencies and payment methods are available now?

multiflow

Flowframe Software Pte. Ltd. — Technology Platform. 68 Circular Road, #02-01, 049422, Singapore.

Multiflow Pay LLC — Licensed Payment Intermediary (PPU), UNP: 192854582. 1A Vera Khoruzhey St., office 71, Minsk, 220005, Republic of Belarus.

© 2026 MultiFlow. All rights reserved.

© 2026 MultiFlow. All rights reserved.